🏡 "Do I qualify for a first-time home buyer program?"
It’s one of the most common questions I get — and the answer might surprise you.

There’s no single “first-time home buyer program” that gives you free money or a magic shortcut. BUT there are two major benefits available to qualifying buyers in Colorado:

1️⃣ Lower Interest Rates – If your income is under a certain limit, you may qualify for a reduced rate on certain loan programs.
2️⃣ Down Payment Assistance Programs (DPA) – These can help with the upfront cash you need to buy a home. But beware — many come with second mortgages and aren’t "free money."

In this video, I break down how these programs work, what the catch is, and how to decide if they’re right for you.

5/365

Curious what your rate will be for your home purchase or refinance? Call me today at ➡️ 303-670-0137 ☎️ or email rbaxter@choicemortgage.com.

🌎 Learn more about us at: http://www.cohomesandloans.com AND be sure to give us a call at 303-670-0137 or or email rbaxter@choicemortgage.com to see if we can help you on your home loan journey.

➡️ ✔️ SUBSCRIBE TO THE RJ BAXTER Choice Mortgage Group YOUTUBE CHANNEL: https://www.youtube.com/@UC84aGnry0aJxMqk023RJLaA

DON'T BE A STRANGER ONLINE
✅ Instagram: https://www.instagram.com/therjbaxterteam/
✅ Facebook: https://www.facebook.com/teambaxtercolorado

MORE VIDEOS
📺 Videos For Agents: https://www.youtube.com/playlist?list=PLfy6bljBU-zBuRHC0lCGbGFMj4hCT_5HN
📺 Videos for Home Buyers: https://www.youtube.com/playlist?list=PLfy6bljBU-zBZdv0Ph_3RFvHuCFB7obB7

Make sure to like, comment, and subscribe for more mortgage insights and updates! 🏠✨

🏡 Brought to you by: Choice Mortgage Group
9200 E Mineral Ave #100, Centennial, CO 80124
NMLS #395819, CMG NMLS #2275407
Equal Housing Opportunity
www.nmlsconsumeraccess.com

🔍 Disclaimers: The information in this video is for educational purposes only and is not guaranteed or endorsed by the company or any mentioned entities. Always consult with a professional mortgage advisor for your unique situation.