Most people don’t realize this simple wealth-building principle: Real estate allows you to multiply your returns by using other people’s money (aka: the bank’s money). ✅ $20K in stocks → $40K after 8 years ✅ $20K in real estate → ~$200K after 8 years 📊 That’s the leverage advantage —…
Dreaming of a home in a rural Colorado community? This video provides a quick, general overview of USDA home loans and how they can make homeownership a reality in eligible areas. For all the detailed information, including specific eligibility requirements, income limits, qualifying areas, and how USDA loans offer a…
Are you a veteran or active-duty service member looking to buy a home in Colorado? This video provides a quick, general overview of VA home loans and their significant benefits. For all the detailed information, including specific eligibility, the no-down-payment advantage, funding fees, and how VA loans can work for…
Thinking about an FHA loan for your Colorado home purchase? This video provides a quick, general overview of FHA mortgages and their benefits. For all the detailed information, including specific requirements, down payment options, and how FHA loans compare to other options, please visit our dedicated FHA Home Loans page:…
Thinking about buying a home in Colorado? Conventional loans are a very popular and flexible choice for many homebuyers. This video provides a quick, general overview of conventional mortgages and their benefits. For all the detailed information, including specific requirements, down payment options, and how conventional loans compare to other…
📈 Boost Your Credit Score with AI? It’s real. It’s legal. And it works. Here’s the full ChatGPT prompt to use: “Act as an expert credit repair specialist. I will upload my credit report for each negative item. Generate an aggressive, legally compliant dispute letter using the strongest law. Cite…
Dreaming of owning a home in Colorado? ✨ Don't let credit score questions hold you back! I'm here to show you the minimums for FHA (think 580, but 620 is ideal!) and Conventional (620+) loans. My mission is to make homeownership simple for you. Curious what your rate will be…
Thinking about buying a home but scared of overpaying or timing the market wrong? You're not alone. Here's a simple 3-question strategy called the 5-5-5 Rule to help you decide if now is the right time to buy — especially in markets like Denver, Centennial, Parker, Castle Rock, and Highlands…
Did you know that some “2-bedroom” homes are actually 3 or 4-bedroom deals in disguise? Many listings are based on what’s recorded with the county, not what’s actually usable in the home. That means finished basements, bonus rooms, and offices can fly under the radar—giving you less competition and more…
🏡 Not every property is as perfect as it seems. Before you fall in love, here are 3 home types that are worth a closer look. A little awareness now can save a lot later!
Wish I knew this when I was in my 20's. I've helped dozens of young first time homebuyers get a jump start on building wealth through this smart strategy.
There were so many excuses today and I didn't want to make a video. Hope this Ben Franklin quote helps all of you who want to procrastinate today!
Are you self-employed and planning to move to another state? 🧳🏠 Worried about whether your income will qualify you for a mortgage in your new location? RJ Baxter from Choice Mortgage Group breaks down what lenders look for when self-employed borrowers apply for home loans across state lines. ✅ Can…
🏡 Curious about your home’s value and future projections? Want to see what’s happening in your neighborhood — without paying for an appraisal or talking to a real estate agent? I just got access to an awesome new tool called Home Report, and it’s completely FREE to use. It gives…
🏠 Want to ease into your mortgage payment while rates are high? A temporary interest rate buy-down might be the perfect solution — and right now is the ideal time to use it. In this video, RJ Baxter from Choice Mortgage Group explains the temporary buy-down, AKA 2-1 buy-down: Year…
📉 Feeling unsure about the market? You’re not alone — but this could be your biggest opportunity. In this video, I share a timely quote from Warren Buffett: 👉 "Be fearful when others are greedy, and be greedy when others are fearful." Right now, many buyers are holding back due…
🏡 "Do I qualify for a first-time home buyer program?" It’s one of the most common questions I get — and the answer might surprise you. There’s no single “first-time home buyer program” that gives you free money or a magic shortcut. BUT there are two major benefits available to…
Have you or someone you know applied for a mortgage, car loan, or credit card and then suddenly got flooded with phone calls from unknown lenders? You're not alone—and unfortunately, it's totally legal. Credit bureaus like Experian, Equifax, and TransUnion are allowed to sell your data to third parties after…
Curious what your rate will be for your home purchase or refinance? Call me today at ➡️ 303-670-0137 ☎️ or email rbaxter@choicemortgage.com. 🌎 Learn more about us at: http://www.cohomesandloans.com AND be sure to give us a call at 303-670-0137 or or email rbaxter@choicemortgage.com to see if we can help you…
Loved this quote that I saw this morning, great way to start out the week! #8 of 365 0:00 Saw a great Martin Luther King Jr. quote today, and the quote was, you don't have to see the whole staircase, just take the first step. 0:07 And I found that…
**Are mortgage points worth it when refinancing or buying a home? 🏡** In this video, we break down what mortgage points are, how they work, and why many big box lenders use them to advertise deceptively low interest rates. Learn how points can impact your closing costs and monthly payments—and…
I heard a great quote today - "God created each of us in imperfect perfection. This inspired me to start doing video again and commit to a video a day for the next year. Here's #1 of 365! Curious what your rate will be for your home purchase or refinance?…
